EmirateFi Affiliate Programme — Disclosure & Terms
I. General Rules
1.1. The EmirateFi Affiliate Program (“Affiliate Program”) is organized by EmirateFi (“EmirateFi” or “Organizer”).
1.2. The Affiliate Program is designed to attract new users to EmirateFi’s platform and services through referrals made by third parties (“Affiliates”). It is administered via a third-party partnership automation platform such as impact.com or another platform chosen solely by EmirateFi (“Affiliate Platform”).
1.3. The relationship between EmirateFi and the Affiliate—each referred to as a “Party” and together as the “Parties”—is governed by these Affiliate Program Terms and Conditions (“Program Terms”), which are accessible through the Affiliate Platform.
1.4. “EmirateFi Platform” refers to the Organizer’s official web platform (e.g., 192.168.31.67/emi) and mobile applications.
1.5. “EmirateFi Wallet” refers to the non-custodial wallet used to access EmirateFi’s decentralized financial services, including but not limited to the Earn, Swap, and Credit features.
1.6. “Earn” and “Credit” products mean services available on the EmirateFi Platform and governed by their respective terms and conditions, as part of the overall EmirateFi General Terms.
1.7. “Affiliate” means a third party who has registered for the EmirateFi Affiliate Program through the Affiliate Platform and has been approved by EmirateFi.
1.8. “Referred Customer” means a user who has not previously registered an EmirateFi Wallet using any Affiliate link.
II. Referral Mechanism
2.1. The Affiliate agrees to refer new users to EmirateFi’s Earn and Credit products under the terms defined in these Program Terms. After successfully registering on the Affiliate Platform, each Affiliate will receive a unique referral link (“Affiliate Link”) used to track user referrals.
By participating in the Program and accessing the Affiliate Platform, the Affiliate acknowledges that they are not a resident of the United Kingdom, unless stated otherwise in the Affiliate Platform’s own terms.
2.2. EmirateFi will provide creative assets including banners, videos, and promotional materials (“Marketing Materials”) for use in the Affiliate’s outreach. Modifications to these materials require prior written approval from EmirateFi.
2.3. The Affiliate Program is only valid for referrals of new users who meet all of the following criteria:
2.3.1. They are not residents of the USA, Canada, or UK, nor associated with any restricted jurisdiction as listed by EmirateFi;
2.3.2. They have created an EmirateFi Wallet by using the Affiliate Link;
2.3.3. They have successfully completed identity verification and accepted the EmirateFi General Terms;
2.3.4. They have either used the Credit feature or
2.3.5. Deposited Digital Assets to initiate the Earn product, under a flexible or fixed term.
2.4. EmirateFi reserves the right, at its sole and absolute discretion, to deny access to Earn, Credit, or any services at any time, for any reason consistent with its General Terms and compliance policies.
III. Affiliate Rewards
3.1. As part of the EmirateFi Affiliate Program, approved Affiliates are entitled to earn Affiliate Rewards, consisting of:
A percentage of the value of Credit issued to each eligible Referred Customer; and
A percentage of the interest generated through the Referred Customer’s Earn product usage, for a period of twelve (12) months from the date the Referred Customer successfully registers and completes identity verification on the EmirateFi Platform, subject to the EmirateFi General Terms.
3.2. The specific reward percentage, method of calculation, and payout terms are defined in the Affiliate’s account on the Affiliate Platform and subject to approval by EmirateFi.
3.3. All Affiliate Rewards will be paid in USD, and disbursed via the Affiliate Platform (e.g., Impact.com, operated by Impact Radius Ltd., UK, or another provider designated by EmirateFi).
3.4. Each product engagement (Credit or Earn) by a Referred Customer will be assessed individually for eligibility. Only those users who sign up via the Affiliate’s unique link will be counted toward reward generation. Other actions or services used by the same customer will not qualify unless directly linked to the original referral.
3.5. Affiliates are solely responsible for complying with tax laws in their respective jurisdictions, including any required reporting or tax payments. EmirateFi will not provide tax guidance or assume liability for an Affiliate’s tax obligations.
IV. Representations and Warranties
4.1. Affiliates do not have the authority to act on behalf of EmirateFi, make commitments, or enter into any agreements that bind EmirateFi in any way. EmirateFi will not be held liable for any statements, representations, or obligations made independently by the Affiliate.
4.2. Neither the Affiliate nor their employees or representatives may offer representations or guarantees regarding EmirateFi products beyond those explicitly stated in approved Marketing Materials. Additionally, Affiliates may not charge any fees—including referral, admin, or service fees—to Referred Customers in connection with the EmirateFi Affiliate Program.
4.3. The Affiliate affirms that:
(i) They are not subject to any legal or regulatory restriction that would prevent them from fulfilling their obligations under these Program Terms.
(ii) They will fully comply with all relevant laws and regulations (local, national, and international) during the course of their participation.
4.4. The Affiliate further warrants that neither they, nor any affiliated party (including officers, directors, agents, or partners):
(i) Are in violation of any anti-terrorism or anti-money laundering laws;
(ii) Engage in any activity intended to conceal the source or ownership of illicit funds;
(iii) Are listed on any sanctions list including the U.S. OFAC Specially Designated Nationals (SDN) List, or based in a sanctioned region;
(iv) Are subject to any prohibitions under the International Emergency Economic Powers Act, the Trading with the Enemy Act, or related regulations;
(v) Directly or indirectly support, engage in transactions with, or contribute resources to any individual or entity prohibited under the above frameworks;
(vi) Have dealings with blocked property or assets under anti-terrorism laws;
(vii) Attempt to evade or circumvent sanctions or engage in any activity that would violate applicable anti-terrorism or sanctions regulations.
